About
This site, as the name implies, is dedicated to personal finance. I intend to provide tips, tricks, and techniques to save money, increase income, and improve your general quality of life. Hopefully you will find this site insightful and enlightening as I present personal finance, self development and self improvement, and business and entrepreneurial information.
Standard Disclaimer
While I am a professional accountant, the information contained within this site is intended to be for information purposes only. As every individual’s circumstances are different, the information in this site must not be mistaken for professional financial advice. Please consult an independent professional financial advisor who can help you use the information in this site.
Comment policy:
1. Readers are solely responsible and liable for their comments.
2. By commenting, you grant me the license to use, modify, delete all comments.
3. Link backs made by commercial sites may be deleted.
4. I remain free to change this policy at any time.
5. Reader questions to my email box may be reprinted and used as the subject matter in posts.
Privacy Policy
Modern information and communication technologies play a fundamental role in the activities of an organisation like Personal Money Tips. Personal Money Tips is based in Canada and our principal activity is to provide information to our visors. This privacy policy covers Personal Money Tips and its web sites: blog.personal-money-tips.com & personal-money-tips.com, located in Burlington, Ontario, Canada.
Our web sites enable you to communicate with other visitors or to post information to be accessed by others. When you do so, other visitors may collect your data. In addition, our website participates in affiliate marketing programs to fund the operational costs of this website. As such our site may contain external links to third party web service providers may collect personal data about our visitors. These third party providers include, Google Adsense, Commission Junction, and Linkshare.
Personal Money Tips does not automatically log personal data nor link information automatically logged by other means with personal data about specific individuals. Personal Money Tips does not use cookies to store personal data nor link non-personal information stored in cookies with personal data about specific individuals.
Personal Money Tips only collect e-mail addresses provided to us directly by you for the purposes of distributing newsletters and marketing materials concerning Personal Money Tips. If we wish to use your personal data for a new purpose, we offer you the means to consent to this new purpose: admin@personal-money-tips.com.
Personal Money Tips does not collect information about our visitors from other sources, such as public records or bodies, or private organisations.
Personal Money Tips does not knowingly collect personal data from children. Personal Money Tips takes specific steps to protect the privacy of children by giving parents the option to consent to the collection and use of the child’s personal data for our internal use. Personal Money Tips does not provide information about our personal data practices in relation to children on our home page or at those sites on our Web site where we collect personal data.
Personal Money Tips does not disclose your personal data to our subsidiaries or other organisations.
Personal Money Tips does not give visitors to our web site the option of using a secure transmission method to send us their personal data.
Personal Money Tips has implemented security policies, rules and technical measures to protect the personal data that we have under our control from, unauthorized access, improper use or disclosure, unauthorized modification, unlawful destruction or accidental loss. All our employees and data processors, who have access to, and are associated with the processing of personal data, are obliged to respect the confidentiality of our visitors’ personal data. We ensure that your personal data will not be disclosed to federal and provincial authorities except if required by law or other regulation.
Personal Money Tips will provide you access to the personal information we may hold and you may request a copy of the data by sending an email (admin@personal-money-tips.com). Upon request, we will provide you with a readable copy of the personal data which we keep about you, within a month, although we may before; require proof of your identity. Personal Money Tips will provide the information without any charge.
Personal Money Tips allows you to challenge the data that we hold about you and, where appropriate, you may have the data: erased, rectified or amended, or completed. Personal Money Tips reserves the right to refuse to provide our visitors with a copy of their personal data, but will give reasons for our refusal. Personal Money Tips do, however, allow you to challenge our decision to refuse to provide you with a copy of your personal data.
There are no national laws or self-regulatory schemes applicable to our web site or organisation. In addition, there are no global or regional regulatory or self-regulatory schemes applicable to our web site or organisation. In order to demonstrate that our privacy policy accords with the above privacy instrument, we are voluntarily committed to a Self Assessment procedure. We do not provide our visitors with a contact point for privacy concerns or enquiries. We do not recommend another means by which visitors’ concerns may be addressed other than to contact us at admin@personal-money-thoughts.com.
