Credit Cards
Featured Credit Card: American Express Blue For Business
For the small business owner a credit card can be a valuable tool that provides both convenience and cost savings. When selecting a credit card, there are two key features that I argue must be an integral part of any credit card owned by an individual or a business: No annual fee and a respectable grace period. American Express Blue for Business has both of these features and more.
Having A Night On Out Cheap!
This morning I received my credit card statement and below the total and the summary of my rewards points was just over 15,000 points. I’ve said before fee free credit cards that offer rewards points are an excellent type of card (the interest rate should not be an issue if you pay the card in full…and I do every month!) but have never really cashed in my points for anything other than airfare upgrades.
Up To Your Eyeballs In Debt
You go out to your mail box to see if there is a birthday card from your aunt Sue but low and behold the only thing in the box is your monthly credit card statement. The envelope is really fat this time and you cringe as you reach inside your mailbox to retrieve the monster. [...]
Tips To Reduce Credit Card Debt Problems
The Moneygardener recently published an article defending the assertion that credit cards are a tool for managing discretionary spending and encouraging saving. Three reasons why credit cards are excellent vehicles for getting ahead financially are presented:
Credit cards have zero transaction costs.
Credit cards are widely accepted and convenient to use and reduces the
Should I Invest Or Pay Off Personal Debt?
One question that I am often asked is whether it makes more sense to invest or pay off loans and other debt. The general answer to this question is to pay off your debts first because you will pay more in interest on your debts than you will earn on investments. A variation on this [...]
