Debt
Student Loan Tips For The New Graduate
Many Americans leave college with $20,000 of student loan debt and lenders are eager to have your business. Here is a list of things you can do to pay down your student loan debt faster.
Things you will want to consider when deciding to consolidate will include:
The Amount Borrowed - Does the loan cover all of [...]
Four Quick Ways to Increase Household Net Worth
Last week I wrote about household net worth, cash flow and budgeting, and creating a financial plan. To add to that chain, here are four ways to improve your household net worth:
1.> Improve Your Investment Returns
If you’re looking for more income to invest, switch some of your equity positions to preferred shares, bonds, [...]
Up To Your Eyeballs In Debt
You go out to your mail box to see if there is a birthday card from your aunt Sue but low and behold the only thing in the box is your monthly credit card statement. The envelope is really fat this time and you cringe as you reach inside your mailbox to retrieve the monster. [...]
Tips To Reduce Credit Card Debt Problems
The Moneygardener recently published an article defending the assertion that credit cards are a tool for managing discretionary spending and encouraging saving. Three reasons why credit cards are excellent vehicles for getting ahead financially are presented:
Credit cards have zero transaction costs.
Credit cards are widely accepted and convenient to use and reduces the
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Should I Invest Or Pay Off Personal Debt?
One question that I am often asked is whether it makes more sense to invest or pay off loans and other debt. The general answer to this question is to pay off your debts first because you will pay more in interest on your debts than you will earn on investments. A variation on this [...]