Financial Planning
Signs of Financial Trouble
The onset of financial trouble is some times obvious: The loss of a job, fire, or accidents can put financial strain on the best of us. However, there is a number of warning signs that can appear that we may not recognize and are self inflicted.
Kill The Lights - Save Money On Power
We moved to a new home last year that had an older air conditioner. Now we live in the north east and so it doesn’t get used at all in the winter but is on, full-time in the summer. My first summer in the new home and my first summer power bill almost sent me to the grave. It was ridiculously high and I was tempted to turn the air conditioner off completely and force my family to endure the heat of the summer. Luckily cooler heads prevailed (no pun intended) and my family wasn’t subjected to sweltering heat.
Multiple Bank Accounts Help Manage Your Money
How many checking accounts do you have? Do you write checks every month and the wonder how much cash you really have available? Did you accidentally bounce a check?
Managing our money on a daily basis can be a real challenge especially of we have a large volume of checks, pre-authorized withdrawals, debit card [...]
How To Create A Financial Plan
We all have desires and goals we wish to achieve in life. Saving for retirement, your children’s education or buying a home is attainable by most of us. However, at the end of the month you may wonder where your money went and how you will ever reach your goals. Regardless of your stage in [...]
What To Do When Interest Rates Fall?
The Fed has dropped rates a fair bit lately. Great news if you are looking for a loan or are refinancing your mortgage but no so good news if you have money in your savings accounts. So what should you do when interest rates start to fall?
Emergency Funds
It’s always a good idea to [...]