Savings & Investment
Money Making Tips For Kids
So your child has been thinking of ways to raise some money and comes to you for some ideas. Perhaps they have thought of the age old lemonade stand, a newspaper route or even soliciting the neighborhood for bottles and can to return for the deposit (where available). But what can you suggest to provide some longer term tasks that help apply your child’s talents. There is an also opportunity for your child to learn entrepreneurship as well as learn to save and invest wisely.
Creating An Emergency Savings Account or Emergency Fund
Things just happen to all of us and many times it costs us. If you don’t have an emergency savings account ready to cover three to six months of your basic living expenses can spell disaster for the best laid financial plan. However, you can prepare for the unexpected by setting up a savings account to get you through unexpected financial problems.
Why Down Markets Are The Best Time To Buy
The Dow Jones Industrial Average and S&P500 have been choppy for the last many months. Perhaps you hear that people’s portfolios are down 5%, 10% or even more. The housing market is a shambles. The news has abundant stories of an economic slowdown and recession is being whispered freely. Surely I should wait until things [...]
Multiple Bank Accounts Help Manage Your Money
How many checking accounts do you have? Do you write checks every month and the wonder how much cash you really have available? Did you accidentally bounce a check?
Managing our money on a daily basis can be a real challenge especially of we have a large volume of checks, pre-authorized withdrawals, debit card [...]
What To Do When Interest Rates Fall?
The Fed has dropped rates a fair bit lately. Great news if you are looking for a loan or are refinancing your mortgage but no so good news if you have money in your savings accounts. So what should you do when interest rates start to fall?
Emergency Funds
It’s always a good idea to [...]